Win the new Kindle with Transatlantic Blonde and Capital One!
For most of us, usinga credit card is mostly associated with special or larger purchases. I did not even own a credit card until we got engaged and I got one to pay for our hotel, flights and other big purchases. Most people use credit cards for one offitems like holidays, presents, gig tickets and festivals and purchase every day essentials like groceries and takeaways using cash or debit cards. It’seasier for those of us who are particularly budget conscious to keep an eye onwhat’s coming in and (most importantly) going out of our accounts.
However, did you know that many credit cards offer cashback on products that you purchase? This isn’t like getting cashback on your debit card – it’s normally a small percentage of your purchases credited to your account on a regular basis. Obviously it’s not a good idea to put lots more purchases on your credit card – if you don’t pay off the full amount each month, the money you are getting back is going to be instantly wasted on interest payments! That said, for spending that you’ve already got planned, it’s a good way to put your credit card to good use. You need make doubly sure that you pay off your balance every month.
The lovely people at Capital One want to know what YOU think about Cash Back Cards and in return one of you will win a brand new Kindle! How's that for an early Christmas present?
To enter answer the survey questions and follow the rules below!
I have never had a cashback card, I'm quite intrigued about them now, particularly if they are going to "pay me" every time I spend on them. Sounds like something for the highly disciplined person who can be sure to pay the balance off it full each month.
214 comments:
«Oldest ‹Older 201 – 214 of 214I dont have one at the moment and i dont think i would get one really
I've never used it and don't think I will!
fantastic prize, good luck ev1 x
Haven't used and at this point am not sure if I will.
I have never had a cashback card, I'm quite intrigued about them now, particularly if they are going to "pay me" every time I spend on them. Sounds like something for the highly disciplined person who can be sure to pay the balance off it full each month.
I don't own a cashback credit card even though I think they are a great idea. I mainly use my nectar credit card and save the points!
I have a MBNA cashback credit card,its good ifu can pay the balance off each month
You normally have to have quite a high monthly or annual spend on the card to make them worthwhile!
I think they're a good idea, but I don't use credit cards at all at the moment, so I don't have any myself.
i've never understood how cashback works, dolt that i am!
We don't own any, but we have an interest free credit card at the moment.
Don't have any cashback cards. Have signed up to a few online cashback sites but tend to forget I have done so.
i used cashback site not cards
Hey hey - love the new header! xx
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